In November 2018, the Federal Reserve reported that student debt in the United States had reached an all-time high, surpassing 1.5 trillion dollars.

This incredible level of debt represents an enormous burden upon today’s college graduates.

It often prevents them from home ownership or being able to have savings to deal with life’s emergencies.

In our unsaved state, we ran up a debt with God, but unlike a student loan, we could never hope to repay this debt.

Just this past week, billionaire, Robert F. Smith, promised to pay off the student loans of the graduating class of 2019. 

At first when he made the announcement, the graduates were stunned in disbelief, but quickly, their disbelief turned to jubilation!

Beloved, God did that with our enormous debt!

We read this in Colossians 2:13-14:

“When you were dead in your sins and in the uncircumcision of your flesh, God made you alive with Christ. He forgave us all our sins, having canceled the charge of our legal indebtedness, which stood against us and condemned us; He has taken it away, nailing it to the cross.”

If a college student would be grateful and elated if their indebtedness was forgiven, how much more grateful and elated should we be that Christ paid our debt by “nailing it to the cross”!

“I get worried. Has God really forgiven my past?” asked a patient in Mildmay Hospital in London, of George Woodall, who had had the joy of leading her to Christ.

Woodall replied, “If this keeps worrying you, I am sure I know what the Lord would say to you: Why don’t you mind your own business? I have made your sins My business. I died for your sins on the cross!”

My friend, God has put your sins behind His back. He has dropped them in the depth of the sea and put up the notice, ‘No Fishing Allowed’!”

The patient’s doubts vanished. Rejoicing, she said, “I see it now! How wonderful God’s forgiveness is!”

God’s promises are absolutely certain! Listen to these:

“I have wiped out your transgressions like a thick cloud and your sins like a heavy mist. Oh, return to me, for I have paid the price to set you free.” (Is. 44:22)

“Once again you will have compassion on us. You will trample our sins under your feet and throw them into the depths of the ocean!” (Micah 7:19)

“For I will be merciful and gracious toward their iniquities and I will never again remember their sins.” (Heb. 8:12).

May we never doubt again that we are completely, totally, and eternally forgiven of all our sins through Christ!


Pastor Ken Keeler, Director of Church Ministries

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